Southwestern Ontario
Mortgage options in London, Ontario
London files commonly involve first-time buyers with limited credit history, homeowners consolidating debt, and self-employed applicants in skilled trades and healthcare.
We are licensed throughout Ontario and serve London clients remotely from our Toronto office.
Takes about two minutes. No obligation. No judgment.
Licensed in Ontario
Phil Cragg, Mortgage Agent, Licence #11000073 · Mortgage Outlet Inc., Brokerage #12628
Confidential by design
No credit check to start, and no documents requested through this website.
15 years, across Ontario
Office in Toronto. Clients across the province served by phone, video, and secure document handling.
Who we help in London
- First-time buyers with thin or imperfect credit files
- Self-employed applicants in trades and healthcare
- Homeowners consolidating high-interest balances
- Owners of student-rental or multi-unit properties
- Renewers whose lender has indicated it will not renew
Local context that matters
Student-rental and multi-unit properties are a recognisable feature of the London market, and lenders treat them quite differently from owner-occupied homes. Where a file involves rental units, the treatment of that income is established at the outset.
About our presence here
Questions from London clients
Do you work with rental property owners?
Yes. Rental and multi-unit financing involves different guidelines, down payment requirements, and income treatment, all of which are reviewed as part of the file.
Is there a London office?
No. Our office is in Toronto, and London clients are served remotely.
Nearby areas
Kitchener–Waterloo
Waterloo Region
Windsor
Essex County
Hamilton
Hamilton and Niagara
Ottawa
Eastern Ontario
Information on this website is general in nature and is not a commitment to lend, an approval, legal advice, tax advice, or financial advice. Mortgage availability, rates, terms, fees, and approval depend on the applicant, the property, lender requirements, market conditions, and applicable law. An application and supporting documents may be required.